OUR FOCUS

As a successful business owner, your business presents challenges on a daily basis that require focus and dedication that most other individuals are not able to sustain. However, it’s this same focus and dedication to your business that can prevent you from allocating resources to fully realizing the financial opportunities available to you by integrating your personal and business planning.

That’s why many entrepreneurs turn to M3 Advisors. We focus all of our planning around your largest asset, your business, and we use strategies available to your business to help you achieve your personal financial goals. This distinction in our approach from the standard advisor can provide many benefits to you.

We provide comprehensive planning for business owners, with our typical clients being owners of privately-held enterprises in the $20 million – $500 million revenue category. These small- to mid-sized businesses may not realize it, but they have access to many beneficial tax and financial strategies that are typically thought to be reserved for bigger corporations. Our job is to help you understand what is available. The next step is to strategize, implement and integrate the most beneficial strategies for your particular situation.

HOW WE WORK

Our business model has evolved to provide a laser focus on services most needed by entrepreneurs. We’ve organized these services into two areas: a Consulting Arm (M3 Advisors) and a Wealth Management Arm (Martin Financial Group).

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CONSULTING SERVICES

Our Consulting Arm develops and manages comprehensive financial strategies for business owners. These services generally include:

Business Planning
  • Business Financial and Tax Planning
  • Exit and Succession Planning
  • Buy-Sell Arrangements
  • Executive Compensation and Benefit Consulting
  • Corporate Structuring
  • Captives
  • And a variety of other issues entrepreneurs face
Personal Planning
  • Asset Management
  • Retirement Planning
  • Risk Management
  • Wealth Transfer

WEALTH MANAGEMENT SOLUTIONS

Our Wealth Management Arm was established to provide independent and unbiased guidance and recommendations for selecting product solutions to implement business and personal financial plans. We offer a wide range of financial, investment and insurance products and employ unique analytical models to show how products can best be configured and integrated to meet your objectives at each phase in your financial life cycle. Our products and models include:

Products
  • Investments
  • Life Insurance
  • Life Settlements
  • Disability Insurance
  • Annuities
  • Long Term Care Insurance
Analytical Models
  • Asset Allocation
  • The Optimized Portfolio System (TOPS®)
  • Achieving Retirement Clarity (ARC™) (Wealth Accumulation)
  • The Retirement Income Survival Kit (RISK™)
  • Life Assurance 360™

OUR TEAM

OUR PEOPLE MAKE US WHO WE ARE

Our team is made up of some of the most highly skilled and experienced professionals in our industry. We have team members onsite at our main office in Savannah GA, as well as external support networks and strategic alliances from coast to coast. The team is led by the multi-generational trio of Gean, Tony and Todd Martin, who have over 70 years of combined experience in business, tax, financial, investment and insurance planning.

One of the members of the Martin family is hands-on with every client activity. Whether it’s business consulting, investment strategy or implementation of a comprehensive insurance design, there will never be a scenario in which one of the principles is not directly managing your strategy, planning, investments and policies.

GEAN MARTIN, CLU®, AEP®

GEAN MARTIN, CLU®, AEP®

Founder | Principal

 

TONY MARTIN, MBA, MTax, CFP®

TONY MARTIN, MBA, MTax, CFP®

Principal

TODD MARTIN, CLU®, ChFC®, AEP®

TODD MARTIN, CLU®, ChFC®, AEP®

Principal

GRETCHEN SPEERSTRA

GRETCHEN SPEERSTRA

Client Relations Manager

OUR HISTORY

Gean Martin started his career with Prudential in the Group department assisting large employers (over 1,000 employees) in the design and administration of their health insurance plans. During his tenure with Prudential, he had the opportunity to work with a number of notable clients, including Holiday Inn and the North Carolina Automobile Dealers Association. His success led him up the corporate ladder until his next move was slated to be Newark, NJ. In a somewhat humorous moment, Gean recalls when his wife, Linda, who is from Virginia said “If you take this position, and want to move to Newark New Jersey, you’re going alone”. Wouldn’t you know, Gean decided it was time to make a career change.

In 1980, Gean and Linda moved to beautiful Savannah, GA, where they still reside, and started Martin Financial Group. With his expertise in corporate insurance and business financial strategies, Gean quickly established himself as a trusted and proven resource for business owners, accountants and attorneys in the areas of life insurance, disability insurance, annuities, and retirement plans.

As the business grew, his sons Tony and Todd joined the firm in 2001 and 2003 respectively. Their experience, expertise and interest allowed the firm to further expand its financial, investment, and insurance product offerings. In 2014, the Martin family launched M3 Advisors, solidifying and expanding their business consulting offerings.

M3 Advisors

315 Commercial Drive

Suite A-4

Savannah, Georgia 31406

P: 912.352.9644

F: 912.330.1086

Fee-Based Planning offered through M3 Advisors, a State Registered Investment Advisor. Third Party Money Management offered through ValMark Advisers, Inc., a SEC Registered Investment Advisor. Securities offered through ValMark Securities, Inc., Member FINRA, SIPC. 130 Springside Drive, Akron, OH 44333. (800) 765-5201. Martin Financial Group, LLC and M3 Advisors are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.