BUSINESS OWNER SERVICES

To properly integrate a Business Owner’s business and personal planning, we created the Business of Life process. It focuses on the three key areas of a Business Owner’s financial life— Business Planning, Income Planning and Wealth Transfer.

We initiate the planning process by focusing on your largest asset, your business, and use those strategies available to your business to help you achieve your personal financial goals.

BUSINESS PLANNING

Our integrated approach to Business Planning involves utilizing the business’s tax, legal and financial capabilities to efficiently fund the Owner’s long term strategies and goals—with a minimum impact on cash flow and the balance sheet. The three areas of focus include:

INCOME PLANNING

Income Planning is integrated into the process by utilizing business assets and cash flow to provide the Business Owner the desired lifestyle at a point in the future. Our comprehensive process encompasses the following three planning areas:

WEALTH TRANSFER

In addition to providing for the orderly transfer of your business, our integrated approach to personal Wealth Transfer involves determining and documenting what you want to have happen to all of your personal assets and possessions at your death.

Many of our clients like the concept of utilizing special boxes for their possessions. On each of these boxes, they can write instructions to be followed and include details such as:

  • Who is to receive the item or asset?
  • When are they going to receive it?
  • How is it to be given to them?

Tax-Wise Considerations

As part of the Wealth Transfer process, we also consider how to process these transfers in an efficient manner due to potential tax issues.* This examination is performed in concert with your other tax advisors, and after your transfer preferences have been determined.

*Any tax advice contained herein is of a general nature. Further, you should seek specific tax advice from your tax professional before pursuing any idea contemplated herein. This advice is being provided solely as an incidental service to our business as financial planners.

M3 Advisors

315 Commercial Drive

Suite A-4

Savannah, Georgia 31406

P: 912.352.9644

F: 912.330.1086

Fee-Based Planning offered through M3 Advisors, a State Registered Investment Advisor. Third Party Money Management offered through ValMark Advisers, Inc., a SEC Registered Investment Advisor. Securities offered through ValMark Securities, Inc., Member FINRA, SIPC. 130 Springside Drive, Akron, OH 44333. (800) 765-5201. Martin Financial Group, LLC and M3 Advisors are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.