CONNECTING YOUR BUSINESS SUCCESS WITH PERSONAL WEALTH
A UNIQUE PERSPECTIVE ON BUSINESS OWNER SOLUTIONS
For two generations, the Martin Family has helped Business Owners grow, protect and preserve their most important asset— their business—while integrating it with a plan to achieve the Owner’s personal financial objectives.
RIGHT HAND, LEFT HAND SYNDROME
Business Owners face a myriad of choices and issues concerning their business and personal financial needs. Often, there has been significant planning completed for both areas, but it is rarely integrated effectively. At M3 Advisors, we use our unique perspective to help Owners integrate the pieces of their financial puzzle in the most effective manner.
FIRST THINGS FIRST
M3 Advisors focuses the engagement on our client’s business first. We do this because most Owners’ business interests make up the majority of their personal net worth. The business is also where the majority of potential tax efficiencies reside. It is typically where the least amount of planning has been done to integrate the business with the Owner’s personal goals.
MAKING THE COMPLEX UNDERSTANDABLE
Integrating, tweaking and managing existing plans, investments and products can be a significant challenge to a Business Owner. Typically, they have been put in place by a specific advisor without a long-term, unified vision. M3 Advisors has the unique perspective to understand a business’ existing structures, explain them, and assist the Business Owner in making the right decision on how to move forward.
OUR INTEGRATED APPROACH
To help facilitate the effective integration of business and personal planning, we created the Business of Life process. It focuses on the three key areas of a Business Owner’s financial life – Business Planning, Income Planning and Wealth Transfer.
SELECT A TAB TO READ ABOUT OUR APPROACH
Our integrated approach to Business Planning involves utilizing the business’s tax, legal and financial capabilities to efficiently fund the Owner’s long term strategies and goals with a minimum impact to cash flow and the balance sheet.
Income Planning is integrated into the process by utilizing assets and cash flow to provide the desired lifestyle at a point in the future. Our comprehensive process encompasses Wealth Management, Wealth Accumulation, and Retirement Income.
Wealth Transfer involves determining and documenting what you want to have happen to all of your possessions at your death. We also consider how to process these transfers in an efficient manner due to potential tax issues.
A TEAM EFFORT
Businesss Owners uniquely recognize that the success of their business is directly related to the strength of the team around them. Successful Owners also know that the complexities of running a business require integrated support from a coordinated team to achieve the best results.
That’s why M3 Advisors works as part of your advisory team to develop, implement and manage the various processes affecting your business’ financial affairs. There are several benefits of this team approach, including:
By having the support and buy-in of your entire advisory team, more and better data will be available to enable better decisions.
Making sure your advisory team is on the same page with recommendations prior to implementation facilitates better decisions.
Better results are achieved through better decisions, integrated recommendations, and more coordinated support by the advisory team.
TYING IT ALL TOGETHER
As your company grows and develops, it’s important to keep your priorities on track so your business plans are consistent with your long-term personal goals. Drawing upon our decades of experience working with Business Owners and our expertise in business, taxation, finance and risk management, M3 Advisors can help you in a wide variety of ways to prepare for and plan for business and personal financial success.
FROM ONE BUSINESS OWNER TO ANOTHER
For two generations, Gean Martin and his two sons, Tony and Todd (M3), have specialized in helping Business Owners build and preserve their most valuable asset. As Business Owners who have built a successful company and transitioned our business to the second generation, we have been through it all, so we understand the day-to-day challenges as well as the larger issues Business Owners face.
“Our passion is helping Business Owners make better decisions by providing better data to achieve better results.”
Tony Martin – Principal – M3 Advisors
315 Commercial Drive
Savannah, Georgia 31406
Fee-Based Planning offered through M3 Advisors, a State Registered Investment Advisor. Third Party Money Management offered through ValMark Advisers, Inc., a SEC Registered Investment Advisor. Securities offered through ValMark Securities, Inc., Member FINRA, SIPC. 130 Springside Drive, Akron, OH 44333. (800) 765-5201. Martin Financial Group, LLC and M3 Advisors are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.